Blacktower Financial Management (International) Limited are regulated independent financial advisors (IFA) offering investment services for the English speaking community in Spain and across Europe.
Whether you’re new to Spain or an established expat, a young family or a retiree, we are here to help you.
Some of the common areas we cover are:
Many British expats move to Spain with a UK pension, but don't realise the options open to them now that they are no longer resident in the UK. There may be significant advantages and numerous benefits in a transfer to a 'Qualifying Recognised Overseas Pension Scheme' – QROPS.
Spanish Compliant Investing
The tax efficient investments available to people resident in Spain are in many cases different to the investments they may have had in their “home” country. As authorised investment advisers we help to identify the best investments for you that aim to provide income or capital growth in plans fully compliant with Spanish tax regulations.
Whether retirement is some years away or just around the corner, understanding what you will need during this phase of your life is vital, as is ensuring that you have plans in place to get you there. For those for whom retirement has already started it’s important to ensure your plans continue to be sustainable for the long term.
Wills and Inheritance planning
Inheritance taxes are one of the least liked taxes, so understanding the rules and regulations of both Spain and your “home” country and structuring your assets in the most effective manner is essential.
For those in work, regular saving for the future is very important. Some of the key reasons for building up a lump sum are paying off a mortgage, covering further education costs for your children, or building an income for retirement.
The Blacktower Group was formed in 1986 to provide independent wealth management advice and a bespoke service for both individual and corporate clients. We now have offices across Spain and throughout Europe. Our international financial advisers continually keep pace with the changing needs of our clients, and of changes to regulations and legislation. We follow a strict regulatory and compliance framework to ensure protection of clients assets at all time, and are regulated in all jurisdictions in which we operate.